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 HINTS AND TIPS FROM UK LAND SEARCH

Building or renovating property is undoubtedly one of the most challenging and rewarding experiences you can have. Whether your project is a new build, renovation or conversion you can really achieve something of lasting value, tailored to your specific requirements.

If you want to investigate whether or not self build is a viable option for you or if you have decided to undertake a self build project, take a look at the hints and tips below designed to help your project be successful.

1. Be proactive in your search for land

Finding a plot of land is undoubtedly the hardest part of any self build project. Some self builders can spend years trying to track down their perfect plot. UK Land Search is the perfect starting point. Newspapers and self build magazines, such as ‘Build It’ are also a useful source. In order to make sure you leave no stone unturned, it is also worth subscribing to a land finding service such as Plotsearch.co.uk

2. Ensure you obtain the correct planning consents before you start work

Before you even begin to think about starting work on your plot or property, you must have the necessary planning consents. Outline planning permission gives permission in principle for the development of a piece of land or a property. It means that some sort of building or development may take place but does not allow you to commence work. Detailed planning permission is concerned with the actual design and access arrangements of the plot and tells you what you can build. All planning consents have conditions attached to them and these must be read carefully. These can relate to access, boundaries or types of materials to be used. Before you start work ensure that it is going to be possible to satisfy the conditions, especially those which relate to something which has to be done or agreed prior to work commencing.

3. Have a feasibility study carried out before you put in an offer for a plot

Once you have found a suitable site on which to build your new home it makes sense to have a feasibility study carried out to examine the viability of building on that particular site. This will ensure you get an expert opinion on the plot, which is very valuable, especially if you are new to self build. A feasibility study should be done before you put in an offer, as what you buy will ultimately determine what type of house you can build. The outcome of a feasibility study is a detailed report which outlines the condition of a specific plot, highlighting any important issues concerning the plot - both positive and negative. This in turn will provide you with enough detail to make an informed decision about buying the plot.

4. Choose the right finance product for your project

Funding a self build, renovation or conversion project can also be difficult. Self builders can face any number of problems including cash flow issues, having to move out of your current home while you build and low borrowing percentages. It is important to get the right financial advice to enable you to choose the best product to suit the specific needs of your project. The financial marketplace now offers a number of financial solutions for self builders and renovators including unique advance stage payment mortgages. This simply means that money will be paid to you in stages at the start of each build stage. For those who only require short term borrowing, short term bridging finance products may be more suitable. These specialist financial products are available from self build experts Buildstore.

5. Consider using the expertise of a project co-ordinator

Someone has to be responsible for the management of the site and the co-ordination of the materials and labour. If you feel that you do not have the time or experience to manage your project yourself then you may find it useful to employ an experienced project co-ordinator. They will ensure quality workmanship by assisting you to source quality and reliable tradespeople and also make sure that the site is operating safely, smoothly and efficiently by carrying out regular site visits. They will also assist with the planning, scheduling and costing of the project. You are likely to have a more streamlined build and are therefore more likely to stick to timescales. There will also be less disruption to your life during the build allowing you to carry on with your work and life patterns as normal.

6. Shop around for labour

In some areas of the UK labour is in short supply, therefore you may be tempted to accept the first quote. If it is higher than expected don’t accept it and continue to shop around. Always contract on a fixed price for the job plus extra agreed at measured rates. If you are looking for a builder, drop into sites and talk to them or to subcontractors and build up a rapport while keeping an eye on their work. It is also wise to ask past clients for references.

7. Make sure you have site insurance in place

If you are not adequately insured you will leave yourself vulnerable to substantial financial losses and unnecessary stress. Theft, vandalism and accidents on site are very real risks and if you are not protected against such occurrences the consequences could be drastic. As a self builder you are responsible for carrying the necessary insurance to protect your ‘employees’ as well as your own interests. Comprehensive Site Insurance policies are available to cater for the needs of individuals carrying out a self build, renovation or conversion project. Get a quote now

8. Avoid making too many changes

It is sometimes difficult to image what your home will look like once complete and there will be times when you may want to change the overall design. Making changes to parts which have already been completed is very expensive and time consuming as it delays the progress of the project. Once you have started work it might be acceptable to change your mind once or twice but if you change certain aspects of your build on a daily basis your costs will soar and you risk running seriously over time.

9. Open an account at a builder’s merchant

Builders’ merchants can be quite intimidating, especially if you are a first time self builder. Builders’ merchants were traditionally established to serve trade customers – contractors to trade as well as large commercial builders. Self builders were seen as one-off, low spend customers and as a result self builders found themselves paying much more for their materials. This often resulted in them going over budget. Furthermore, staff often had little experience of the specific needs of self builders and as a result offered poor levels of service. The Trade Card has been created to combat these problems. The Trade Card offers self builders better prices and enhanced levels of service. If you buy all the materials you require for your build through our merchant partners you can expect to save between 15% and 20% of your materials cost.

9. Open an account at a builder’s merchant

Before you embark on your self build or renovation project it is important to find out as much information as possible, to ensure you fully understand what is involved. Contact Self Build Experts who can assist you at every stage of your project. Their self build advisors deal with self builders on a daily basis and have all sat a bespoke self build course providing them with the skills and knowledge to offer you sound advice.

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